Wilton, Elk Grove and Sacramento real estate and homes for sale in California - The Pennisi Group, REALTORS® The Pennisi Group REALTORS(r) for Wilton, Elk Grove and Sacramento, California real estate - NUMBER1EXPERTS™ The Pennisi Group NUMBER1EXPERTS(tm) for Wilton, Elk Grove and Sacramento, California real estate
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The Pennisi Group, REALTOR®, real estate agents and broker for Wilton, Elk Grove and Sacramento California home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 916-714-8108.


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Real Estate Tips
Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Real Estate Trivia
Q 
What home product makes lawn mowing easier than ever?

A 
The Robomow, a robot lawn mower manufactured in the UK by Friendly Machines, can cut 6,000 square yards of lawn all by itself.
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The Pennisi Group, REALTOR®, real estate agents and broker for Wilton, Elk Grove and Sacramento California home listings, property and land for sale - NUMBER1EXPERT(tm)

The Pennisi Group
Coldwell Banker

8890 Elk Grove Boulevard
Elk Grove, CA 95624
Tel: 916-714-8108
Tel: 916-714-8109
Tel: 916-803-1126
Fax: 916-686-1591
Email: diane@PENNISI.COM

It all began with the philosophy to take exceptional care of her clients while helping them with their real estate goals. Today it’s that and so much more! After 10 years of treating client’s right, Diane’s client base is highly referrals; as a result, she ranks in the top 1% of all Coldwell Banker agents and holds the International Presidents Premier Title.

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Coldwell Banker real estate and homes for sale in Wilton, Elk Grove and Sacramento California

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