Wilton, Elk Grove and Sacramento real estate and homes for sale in California - The Pennisi Group, REALTORS® The Pennisi Group REALTORS(r) for Wilton, Elk Grove and Sacramento, California real estate - NUMBER1EXPERTS™ The Pennisi Group NUMBER1EXPERTS(tm) for Wilton, Elk Grove and Sacramento, California real estate
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The Pennisi Group, REALTOR®, real estate agents and broker for Wilton, Elk Grove and Sacramento California home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 916-714-8108.


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Relocating?: Wilton, Elk Grove and Sacramento California home buying, real estate listings, and homes for sale in Sacramento County, CA
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Request Our Free Relocation Package. Don't Move To Wilton, Elk Grove and Sacramento Without It! 

Moving your family to another town or state is a major event in your life! We have helped many families and individuals relocate to and from the Wilton, Elk Grove and Sacramento, California area. 

If you will be moving to the Wilton, Elk Grove and Sacramento area, we can correspond by email and phone. Together, we'll determine what type of home, price range, and neighborhoods you are interested in. We'll send you every home or property that is currently available that matches your criteria. 

When you visit, we'll be ready! We will visit the Wilton, Elk Grove and Sacramento neighborhoods and homes that interest you the most. 

In addition, we can talk about schools, sub-divisions, local market conditions, local culture... anything that is important to you. 

Remember: As top Wilton, Elk Grove and Sacramento real estate agents, it's our job to know this area inside and out, and we want to make your transition as smooth as possible. 

To get started, fill out the form to request our FREE Wilton, Elk Grove and Sacramento, California Relocation Package. We'll send it right out. It's full of useful and important information about this area. You are under no obligation, so you can't go wrong... 

Are you new to the area? Request our FREE package of Wilton, Elk Grove and Sacramento relocation information. It's our job to help! There's no obligation, and we promise to respond quickly... 

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Real Estate Tips
First Time Buyers >The Down Payment

Perhaps no single decision in a real estate purchase has more variables than "How much money do I put down?" Conventional wisdom centers around either putting down as much as you can or as little as the lender allows.

If you put down a large payment, you get some leverage with the lender, such as little or no mortgage insurance, a good equity position, and perhaps a preferred mortgage deal. You will also have lower mortgage payments. One potential disadvantage of a large down payment is that you will be using after-tax dollars on which you could be earning interest. You will also have less tax-deductible interest.

When you buy a home with a low down payment, you will have more tax deductible interest, and your investment value percentage will increase faster. You will have little equity at the outset, and your monthly mortgage payments (and perhaps your interest) will be higher. However, you will also keep more of your own money in hand to potentially earn more interest in other investments.

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Real Estate Trivia
Q 
In what area of the United States did the price of existing homes increase most dramatically in 2005?

A 
Phoenix, Arizona real estate recorded a 55.2 percent increase in home prices during 2005.
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The Pennisi Group, REALTOR®, real estate agents and broker for Wilton, Elk Grove and Sacramento California home listings, property and land for sale - NUMBER1EXPERT(tm)

The Pennisi Group
Coldwell Banker- DRE License# 00313415

9250 Laguna Springs Drive, Suite 100
Elk Grove, CA 95758
CA DRE License # 01179964
Tel: 916-714-8108
Tel: 916-684-8180
Tel: 916-803-1126
Fax: 916-684-7706
Email: diane@PENNISI.COM

It all began with the philosophy to take exceptional care of her clients while helping them with their real estate goals. Today it’s that and so much more! After 10 years of treating client’s right, Diane’s client base is highly referrals; as a result, she ranks in the top 1% of all Coldwell Banker agents and holds the International Presidents Premier Title.

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