Wilton, Elk Grove and Sacramento real estate and homes for sale in California - The Pennisi Group, REALTORS® The Pennisi Group REALTORS(r) for Wilton, Elk Grove and Sacramento, California real estate - NUMBER1EXPERTS™ The Pennisi Group NUMBER1EXPERTS(tm) for Wilton, Elk Grove and Sacramento, California real estate
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The Pennisi Group, REALTOR®, real estate agents and broker for Wilton, Elk Grove and Sacramento California home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Real Estate Trivia
Q 
What is the world's most expensive Monopoly set?

A 
San Francisco jeweler Sidney Mobell created an exclusive $2 million Monopoly set, with solid 23 carat gold houses, chimneys made of rubies and sapphires and dice with 42 full cut diamonds for spots.
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The Pennisi Group, REALTOR®, real estate agents and broker for Wilton, Elk Grove and Sacramento California home listings, property and land for sale - NUMBER1EXPERT(tm)

The Pennisi Group
Coldwell Banker- DRE License# 00313415

9250 Laguna Springs Drive, Suite 100
Elk Grove, CA 95758
CA DRE License # 01179964
Tel: 916-714-8108
Tel: 916-684-8180
Tel: 916-803-1126
Fax: 916-684-7706
Email: diane@PENNISI.COM

It all began with the philosophy to take exceptional care of her clients while helping them with their real estate goals. Today it’s that and so much more! After 10 years of treating client’s right, Diane’s client base is highly referrals; as a result, she ranks in the top 1% of all Coldwell Banker agents and holds the International Presidents Premier Title.

Equal Housing MLS REALTOR




Coldwell Banker real estate and homes for sale in Wilton, Elk Grove and Sacramento California

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