Wilton, Elk Grove and Sacramento real estate and homes for sale in California - The Pennisi Group, REALTORS® The Pennisi Group REALTORS(r) for Wilton, Elk Grove and Sacramento, California real estate - NUMBER1EXPERTS™ The Pennisi Group NUMBER1EXPERTS(tm) for Wilton, Elk Grove and Sacramento, California real estate
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The Pennisi Group, REALTOR®, real estate agents and broker for Wilton, Elk Grove and Sacramento California home listings, property and land for sale - NUMBER1EXPERT(tm)
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First Time Homebuyers: Wilton, Elk Grove and Sacramento California home buying, real estate listings, and homes for sale in Sacramento County, CA
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Wilton, Elk Grove and Sacramento real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
Financing Your Home >They Said Yes

Applying for a mortgage loan brings out the paranoia in everyone, even those who are most compulsive and consistent about paying their bills on time. Remember that the lender wants your business and will do everything possible to help finalize your home purchase.

There will be nothing to worry about if you have paid your bills more or less on time. If you have a record of late payments but no serious credit problems, you may have to provide the lender with a written explanation of why certain payments were late. The loan approval may depend on whether or not the excuses are reasonable. Your lender can probably help you work things out if your problems are not serious. If your credit problems are serious, it will help to sit down with a lender even before you begin house hunting.

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Real Estate Trivia
Q 
What home product makes lawn mowing easier than ever?

A 
The Robomow, a robot lawn mower manufactured in the UK by Friendly Machines, can cut 6,000 square yards of lawn all by itself.
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The Pennisi Group, REALTOR®, real estate agents and broker for Wilton, Elk Grove and Sacramento California home listings, property and land for sale - NUMBER1EXPERT(tm)

The Pennisi Group
Coldwell Banker- DRE License# 00313415

9250 Laguna Springs Drive, Suite 100
Elk Grove, CA 95758
CA DRE License # 01179964
Tel: 916-714-8108
Tel: 916-684-8180
Tel: 916-803-1126
Fax: 916-684-7706
Email: diane@PENNISI.COM

It all began with the philosophy to take exceptional care of her clients while helping them with their real estate goals. Today it’s that and so much more! After 10 years of treating client’s right, Diane’s client base is highly referrals; as a result, she ranks in the top 1% of all Coldwell Banker agents and holds the International Presidents Premier Title.

Equal Housing MLS REALTOR




Coldwell Banker real estate and homes for sale in Wilton, Elk Grove and Sacramento California

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