Wilton, Elk Grove and Sacramento real estate and homes for sale in California - The Pennisi Group, REALTORS® The Pennisi Group REALTORS(r) for Wilton, Elk Grove and Sacramento, California real estate - NUMBER1EXPERTS™ The Pennisi Group NUMBER1EXPERTS(tm) for Wilton, Elk Grove and Sacramento, California real estate
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The Pennisi Group, REALTOR®, real estate agents and broker for Wilton, Elk Grove and Sacramento California home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Financing Your Home >The Loan Application

When you have decided on a mortgage lender, you begin the loan process by filling out a loan application. You should be fully prepared to go over your current financial situation and credit history with the loan officer.

Have a record of all of your current bank accounts, including the name and address of bank(s), type of account(s), and approximate balance(s). Be prepared to provide details about outstanding loans, including student loans and major credit accounts. You will also need information about your assets, such as car title, stocks and bonds, and life insurance policies. If you foresee any credit problems, ask the loan officer for advice on how to keep them from interfering with approval of your mortgage loan. The loan officer can usually give you a prompt opinion about your chances for obtaining a mortgage.

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Real Estate Trivia
Q 
What site discovered in 1965 is considered the world's oldest known habitation?

A 
The Terra Amata site in Nice, France has the remains of 21 huts belonging to the Acheulian culture from 400,000 years ago.
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The Pennisi Group, REALTOR®, real estate agents and broker for Wilton, Elk Grove and Sacramento California home listings, property and land for sale - NUMBER1EXPERT(tm)

The Pennisi Group
Coldwell Banker- DRE License# 00313415

9250 Laguna Springs Drive, Suite 100
Elk Grove, CA 95758
CA DRE License # 01179964
Tel: 916-714-8108
Tel: 916-684-8180
Tel: 916-803-1126
Fax: 916-684-7706
Email: diane@PENNISI.COM

It all began with the philosophy to take exceptional care of her clients while helping them with their real estate goals. Today it’s that and so much more! After 10 years of treating client’s right, Diane’s client base is highly referrals; as a result, she ranks in the top 1% of all Coldwell Banker agents and holds the International Presidents Premier Title.

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